MARCH INSIGHT

The Worst Ways to Spend Your Tax Refund (And What to Do Instead)

When that tax refund check hits your bank account, it’s tempting to splurge on something exciting or use it in a way that feels productive. However, not all spending decisions are created equal, and some can actually hurt your financial future rather than help it. Before you make a move, take a moment to consider the smartest ways to use your refund—because a little planning now can save you from regret later.

Is Your Retirement Account Underperforming? Here’s What You Can Do

If you’ve ever checked your retirement account and felt frustrated by slow growth (or even losses), you’re not alone. With market ups and downs ahead, it’s important to know how to make the most of your investments. This guide breaks down simple, smart moves to help you grow your retirement savings and avoid common mistakes—so your future self will thank you!

How to Identify Red Flags When Choosing a Financial Advisor

Not all financial advisors have your best interests at heart. Hidden fees, flashy credentials, and vague investment strategies can all be red flags that signal trouble. Before entrusting someone with your hard-earned money, learn how to spot the warning signs of a bad advisor and ensure your financial future is in the right hands.

Should Parents Help Their Adult Children Buy a Home? Pros, Cons, and Best Practices

Helping an adult child buy a home can be a powerful way to build generational wealth, but it’s not a decision to take lightly. Without careful planning, financial assistance could create unexpected tax burdens, impact retirement savings, or lead to estate complications. Before making a commitment, parents should consider the best strategies for minimizing risks and maximizing benefits—for both themselves and their children.

Don't Waste Your Extra Paycheck—Here's How to Use It Wisely

An extra paycheck can be just what you need to get your finances on track. We'll examine how tackling these financial burdens head-on can clear your path to real growth and long-term stability.

Is Universal Life Insurance Right for You? Here’s What to Consider

Most people see life insurance as just a safety net, but it can also be a powerful tool for tax-free income. Universal life insurance allows you to borrow against your policy’s cash value for retirement, education, or other financial goals—without the tax burden of traditional withdrawals. In this guide, I’ll break down how it works, key benefits, and crucial pitfalls to avoid so you can make the most of this strategy.