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Building Financial Futures: Simple Ways to Teach Students About MoneyTeaching kids about money early can change the course of their financial futures. When I speak to middle school students, I focus on simple, practical lessons—like saving, investing, and understanding debt—that give them the tools to make smarter choices as they grow. Read on to discover the key lessons and strategies I use to make financial education stick.
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Is Universal Life Insurance Right for You? Here’s What to ConsiderMost people see life insurance as just a safety net, but it can also be a powerful tool for tax-free income. Universal life insurance allows you to borrow against your policy’s cash value for retirement, education, or other financial goals—without the tax burden of traditional withdrawals. In this guide, I’ll break down how it works, key benefits, and crucial pitfalls to avoid so you can make the most of this strategy.
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Don't Waste Your Extra Paycheck—Here's How to Use It WiselyAn extra paycheck can be just what you need to get your finances on track. We'll examine how tackling these financial burdens head-on can clear your path to real growth and long-term stability.
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Should Parents Help Their Adult Children Buy a Home? Pros, Cons, and Best PracticesHelping an adult child buy a home can be a powerful way to build generational wealth, but it’s not a decision to take lightly. Without careful planning, financial assistance could create unexpected tax burdens, impact retirement savings, or lead to estate complications. Before making a commitment, parents should consider the best strategies for minimizing risks and maximizing benefits—for both themselves and their children.
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How to Identify Red Flags When Choosing a Financial AdvisorNot all financial advisors have your best interests at heart. Hidden fees, flashy credentials, and vague investment strategies can all be red flags that signal trouble. Before entrusting someone with your hard-earned money, learn how to spot the warning signs of a bad advisor and ensure your financial future is in the right hands.
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Is Your Retirement Account Underperforming? Here’s What You Can DoIf you’ve ever checked your retirement account and felt frustrated by slow growth (or even losses), you’re not alone. With market ups and downs ahead, it’s important to know how to make the most of your investments. This guide breaks down simple, smart moves to help you grow your retirement savings and avoid common mistakes—so your future self will thank you!
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The Worst Ways to Spend Your Tax Refund (And What to Do Instead)When that tax refund check hits your bank account, it’s tempting to splurge on something exciting or use it in a way that feels productive. However, not all spending decisions are created equal, and some can actually hurt your financial future rather than help it. Before you make a move, take a moment to consider the smartest ways to use your refund—because a little planning now can save you from regret later.
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Fueled by FearWhen fear takes over the market, should you hold steady or pivot? Fueled by Fear breaks down how to assess your financial position, identify opportunities, and make strategic moves—whether you’re protecting retirement funds or looking for growth. Don’t let uncertainty control your investments—discover how to stay ahead with confidence. Read now to take control of your financial future!
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Last-Minute Tax Strategies to Reduce What You OweFeeling the sting of a tax bill this year? Don’t worry—there are still a few powerful moves you can make before April 15th to lower your taxable income and keep more money in your pocket.
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The Power of a No-Spend Month: How to Boost Your Savings in FebruaryStruggling to regain financial control after holiday spending? Try Frugal February, a no-spend month designed to reset your budget, curb impulse purchases, and maximize savings—all while reinforcing the discipline needed for long-term financial success.
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Boost Your Financial Future: 5 Smart Moves for Tax Savings in 2024 and 2025!With tax changes set to impact nearly all Americans at the end of 2025, it’s imperative to take advantage of what you can do this year and next to position yourself in the best possible tax planning situation. Here are our insights on those changes.
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Sell-Offs by Big Players: What It Means for the MarketThis month we explore the concept of stock sell-offs, the rules governing their disclosure, and the strategic reasons behind such decisions. Understanding these trends can help investors, like you, identify opportunities amid market volatility.
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Early Retirement: Key Steps to Secure Your Financial Future Before 60Ready to retire early but unsure how to avoid penalties? This article reveals key strategies for federal employees, everyday workers, and anyone looking to retire before 60, including the Rule of 55 and other savings options. Learn how to navigate tax implications and create a retirement plan that aligns with your financial goals.
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Your Roadmap to Financial Independence and Early RetirementAre you dreaming of early retirement and financial independence? In the spirit of celebrating United States Independence, let's dive into what it really takes to break free from the 9-to-5 grind and design your life on your terms. This guide will walk you through practical steps to align your spending with your cash flow, set realistic financial goals, and create a robust plan for a secure and fulfilling retirement. Ready to take control of your financial future? Let's get started!
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Steps to Financial Stability After a LayoffFacing job loss can be overwhelming, but taking proactive steps can help you manage your finances and reduce stress. Discover how to evaluate your needs, wants, and debts to create a strategic plan that safeguards your financial future.
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Money Talks: How Women Are Taking Charge of Their Finances Through Social MediaDiscover how candid conversations and the infotainment approach are empowering women to take control of their finances, driving a shift towards improved financial well-being and quality of life.
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Should I Use My Tax Refund to Paydown Debt?Another tax year is here, and you've finally received a refund. Congratulations! Many people use this opportunity to pay down debt, but is it the right option for you? Take a moment to explore some options on how to spend or invest your tax refund.
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The Dilemma of Diversification: Balancing Risk and Reward in InvestmentAs millennials, it's essential to rethink our investment strategies, considering diversification without sacrificing performance. Join us as we explore alternatives to traditional approaches and unlock the potential for a balanced and prosperous portfolio.
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Master Your 401k: A Guide for Millennials and Gen ZUnlock the secrets to maximizing your 401k and avoid the pitfalls that leave Millennials and Gen Z at risk of investment failure. Discover how to break free from the limitations of target-date retirement funds, build a diverse portfolio tailored to your goals, and gain expert insights on navigating the ever-changing investment landscape. Don't miss out on the key strategies that could reshape your financial future!
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Master Your 401k: A Guide for Millennials and Gen ZAs millennials, it's essential to rethink our investment strategies, considering diversification without sacrificing performance. Join us as we explore alternatives to traditional approaches and unlock the potential for a balanced and prosperous portfolio.
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How to Save Like a “Rich” PersonWe look into exclusive strategies tailored for "rich" individuals (aka accredited investors). From optimizing liquid assets to exploring alternative investments, join us as we navigate the intricate landscape of wealth maximization, providing insights that go beyond conventional financial advice.
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Master Your 401k: A Guide for Millennials and Gen ZUnlock the secrets to maximizing your 401k and avoid the pitfalls that leave Millennials and Gen Z at risk of investment failure. Discover how to break free from the limitations of target-date retirement funds, build a diverse portfolio tailored to your goals, and gain expert insights on navigating the ever-changing investment landscape. Don't miss out on the key strategies that could reshape your financial future!
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Millennial Jet-Set: 5 Trips, Big Savings - Here's HowDiscover the Millennial travel revolution as they embark on an average of five trips annually, outshining peers in both frequency and savings. Uncover budgetary wisdom and accommodation strategies, proving that meaningful travel experiences can be affordable and enriching.
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Get In Touch With Us
Protection
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Nothing seems worse than saving your entire career only to lose all your money to medical expenses. We help you avoid these costly and time consuming mistakes with insurance products.
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Preparation
Create Your BudgetPrepare your budget using our complimentary worksheet.
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Review Legal and Tax DocumentsDiscuss important legal and tax documents.
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Evaluate Your InvestmentsCompile your existing investments by completing our Investment Analysis worksheet.
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Retirement Planning
Retirement is an exciting phase of life, yet the planning process can sometimes feel overwhelming and intimidating for many. At Family Retirement, we strive to make the process feel like a cool breeze on a hot summer day.
There are many ways in which you can start preparing for retirement today. It's simple! First, think about some goals to help create a clear vision of what you're working towards. Next, take a moment to understand your finances by using our complimentary Budgeting Workbook.
Ultimately, the key is to start early, be consistent, and stay committed to your retirement goals. By taking these steps, you can transform retirement planning from a daunting task into a rewarding journey towards your dream retirement.
There are many ways in which you can start preparing for retirement today. It's simple! First, think about some goals to help create a clear vision of what you're working towards. Next, take a moment to understand your finances by using our complimentary Budgeting Workbook.
Ultimately, the key is to start early, be consistent, and stay committed to your retirement goals. By taking these steps, you can transform retirement planning from a daunting task into a rewarding journey towards your dream retirement.
"There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it 'retirement.' I call it bliss." –Betty Sullivan
September 2023
Decoding Term Life InsuranceThis article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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November 2023
Taxes and RetirementWe jump into the latest changes in tax brackets and bands, covering deductions and contribution limitations. Additionally, we present some strategic financial planning options for the upcoming year.
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October 2023
The Great Wealth TransferWe highlight the importance of using trusts, ways to avoid probate, and how to utilize beneficiary statements and transfer on death instructions to safeguard the financial legacies you leave behind.
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Insights
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December 2023
Gifting in 2024: Tax Exclusions UnveiledEmbark on a journey into the intricacies of gift taxation in 2024 as we uncover the evolving limits with the Annual Gift Tax Exclusion and the significant uptick in the Lifetime Gift Exclusion. In this guide, we'll not only decode the numbers but also illuminate the path to crafting a tax-efficient strategy that ensures your generosity makes a meaningful impact.
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Insights
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January 2024
Millennial Jet-Set: 5 Trips, Big Savings - Here's HowDiscover the Millennial travel revolution as they embark on an average of five trips annually, outshining peers in both frequency and savings. Uncover budgetary wisdom and accommodation strategies, proving that meaningful travel experiences can be affordable and enriching.
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December 2023
Gifting in 2024: Tax ExclusionsEmbark on a journey into the intricacies of gift taxation in 2024. In this guide, we'll not only decode the numbers but also illuminate the path to crafting a tax-efficient strategy that ensures your generosity makes a meaningful impact.
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November 2023
Taxes and RetirementWe jump into the latest changes in tax brackets and bands, covering deductions and contribution limitations. Additionally, we present some strategic financial planning options for the upcoming year.
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October 2023
The Great Wealth TransferWe highlight the importance of using trusts, ways to avoid probate, and how to utilize beneficiary statements and transfer on death instructions to safeguard the financial legacies you leave behind.
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September 2023
Decoding Term Life InsuranceThis article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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Insights
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December 2023
Gifting in 2024: Tax Exclusions UnveiledEmbark on a journey into the intricacies of gift taxation in 2024 as we uncover the evolving limits with the Annual Gift Tax Exclusion and the significant uptick in the Lifetime Gift Exclusion. In this guide, we'll not only decode the numbers but also illuminate the path to crafting a tax-efficient strategy that ensures your generosity makes a meaningful impact.
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Insights
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November 2023
2024 Financial Outlook:
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Insights
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November 2023
2024 Financial Outlook:
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Insights
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December 2023
Gifting in 2024: Tax Exclusions UnveiledEmbark on a journey into the intricacies of gift taxation in 2024 as we uncover the evolving limits with the Annual Gift Tax Exclusion and the significant uptick in the Lifetime Gift Exclusion. In this guide, we'll not only decode the numbers but also illuminate the path to crafting a tax-efficient strategy that ensures your generosity makes a meaningful impact.
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September 2023
Decoding Term Life InsuranceThis article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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Insights
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October 2023
The Great Wealth TransferIn 2023, the Federal Reserve disclosed that the U.S. held a staggering $140 trillion in generational wealth. This month we highlight the importance of using trusts, ways to avoid probate, and how to utilize beneficiary statements and transfer on death instructions to safeguard the financial legacies you leave behind.
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Insights
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November 2023
2024 Financial Outlook:
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October 2023
The Great Wealth TransferWe highlight the importance of using trusts, ways to avoid probate, and how to utilize beneficiary statements and transfer on death instructions to safeguard the financial legacies you leave behind.
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September 2023
Decoding Term Life InsuranceThis article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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May 2023
Women & InvestingWe take time to help you understand 3 habits women have when investing and how they may be leaving money on the table.
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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July 2023
Empowering LBGTQ+ Financial PlanningWe explore the complexities of retirement planning within this community, addressing the diverse considerations that arise, including family needs, elderly care, and legacy planning.
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Insights
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September 2023
Decoding Term Life Insurance: Coverage, Costs, and GuidanceThis month's article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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Insights
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October 2023
The Great Wealth TransferIn 2023, the Federal Reserve disclosed that the U.S. held a staggering $140 trillion in generational wealth. This month we highlight the importance of using trusts, ways to avoid probate, and how to utilize beneficiary statements and transfer on death instructions to safeguard the financial legacies you leave behind.
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September 2023
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August 2023
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This article dives into the realm of term life insurance discussing the balance between cost concerns and adequate protection, and the potential pitfalls of quick-quote approaches. Take a moment to read our latest insight to learn more.
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Retirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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June 2023
Teaching Your Children About MoneyParents often ask, "what is the right way to teach my kids about money?" My best advice is by creating a mindset to set them up for success. Read more in this month's Insight on how my son discovered the value of his earnings.
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May 2023
Women & InvestingWe take time to help you understand 3 habits women have when investing and how they may be leaving money on the table.
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Insights
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July 2023
Empowering LBGTQ+ Financial PlanningThis article explores the complexities of retirement planning within this community, addressing the diverse considerations that arise, including family needs, elderly care, and legacy planning. By shedding light on these aspects, we aim to provide insights on better preparation for the future and achieving financial security.
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Insights
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July 2023
Empowering LBGTQ+ Financial PlanningThis article explores the complexities of retirement planning within this community, addressing the diverse considerations that arise, including family needs, elderly care, and legacy planning. By shedding light on these aspects, we aim to provide insights on better preparation for the future and achieving financial security.
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Insights
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August 2023
Retirement Planning: A Family AffairRetirement planning is a family affair, with decisions impacting the future of both the individual and their loved ones. Effective communication, shared aspirations, and addressing longevity are only a few of key elements for successful execution. Take a moment to read our latest insight to learn more.
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July 2023
Empowering LBGTQ+ Financial PlanningWe explore the complexities of retirement planning within this community, addressing the diverse considerations that arise, including family needs, elderly care, and legacy planning.
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June 2023
Teaching Your Children About MoneyParents often ask, "what is the right way to teach my kids about money?" My best advice is by creating a mindset to set them up for success. Read more in this month's Insight on how my son discovered the value of his earnings.
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May 2023
Women & InvestingWe take time to help you understand 3 habits women have when investing and how they may be leaving money on the table.
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May 2023
Women & InvestingWe take time to help you understand 3 habits women have when investing and how they may be leaving money on the table.
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Insights
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June 2023
Teaching Your Children About MoneyParents often ask, "what is the right way to teach my kids about money?" My best advice is by creating a mindset to set them up for success. Read more in this month's Insight on how my son discovered the value of his earnings.
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Insights
April 2023
Level Up Your Financial Literacy
We've shared the basics of financial literacy and now we want you to up your game. Learn more about tax liabilities and how it impacts your financial journey with our three-part series Better Than Basics: Level Up Your Financial Literacy.
Insights
April 2023
Level Up Your Financial Literacy
We've shared the basics of financial literacy and now we want you to up your game. Learn more about tax liabilities and how it impacts your financial journey with our series Better Than Basics: Level Up Your Financial Literacy.
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February 2023
4 Steps to Take After a LayoffBeing laid off from your job is never easy and trying to figure out the next steps can be stressful. As we see more and more layoffs occur, we take a few moments to outline 4 simple steps to take after you're laid off.
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January 2023
Financial Goals During a RecessionPreparation is key to any successful financial plan and while we aren't in a recession (yet), it is a good idea to get a plan in place. This month we kickoff the new year with some tips on how to reach your financial goals during a recession.
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December 2022
Learn About Charitable GivingAs the holiday season kicks into gear, we take a moment to share a few items to check off your list before donating to your favorite charity.
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Insights
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May 2023
Women & InvestingThis month it's all about the women! We take time to help you understand 3 habits women have when investing and how they may be leaving money on the table.
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Insights
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April 2023
Level Up Your Financial Literacy: Part 1We've shared the basics of financial literacy and now we want you to up your game. Learn more about tax liabilities and how it impacts your financial journey with our three-part series Better Than Basics: Level Up Your Financial Literacy.
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Insights
April 2023
Level Up Your Financial Literacy
We've shared the basics of financial literacy and now we want you to up your game. Learn more about tax liabilities and how it impacts your financial journey with our three-part series Better Than Basics: Level Up Your Financial Literacy.
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November 2022
3 Things to Do in a RecessionYou've seen it all over the news and now we must face the facts. As more indicators point to a recession, we outline 3 simple changes you can make today to prepare.
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September 2022
3 Common Types of Life InsuranceSeptember is Life Insurance Awareness month and we take time to review 3 common types of insurance and how you can benefit by adding one of them to your financial plan.
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July 2022
Questions To Ask Before Getting MarriedIt's wedding season and after 2 years of waiting through COVID, your big day is finally here! But, before you say your "I do's", we have one more item to add to your checklist. Take some time with your partner to discuss these 3 questions.
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Latest Media
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March 2022
Tax Planning in RetirementLearn about three common account types, how they are taxed, and what you can do to reduce your taxes in retirement.
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January 2022
Put Your Debt Into PerspectiveGet motivated to pay off high interest debt after we share how much you are really spending.
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Mission
Together we'll inspire preparation for each life phase through educational classes, personalized services, financial product recommendations, and expertise focused on your financial prosperity. Just as conserving your family legacy is your first priority, our commitment to fiduciary responsibility is ingrained.
